The Terms & Conditions Of Usage Of Xpress Wills

1. Acceptance of Terms & Conditions of Use
By using the Xpress Wills website ("Website"), you agree to the terms and conditions set out below.

2. Privacy Policy
(a) You are responsible for maintaining the confidentiality of your password and account.
(b) You shall be responsible for all use of the Website using your user name and password.
(c) You agree to notify us immediately on becoming aware of any unauthorised use of your account or password.
(d) You agree that Xpress Wills Sdn Bhd ("Xpress Wills") and its employees can access your account including its contents to fulfil the obligations to prepare your Will.
(e) Your personal details provided to us will not be distributed to third parties unless you have given your written consent.

3. Ownership
This Website is owned by Xpress Wills Sdn Bhd. All copyright and other intellectual property rights, title and interest in and to the materials available on this Website, including but not limited to information, documents, logos, graphics and images (the "materials") are owned by Xpress Wills Sdn Bhd. Unless otherwise agreed by Xpress Wills in writing, the materials may not be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted, or distributed in any way.

4. Limited Permission to Download
Xpress Wills allows you to download, view and print any materials for the purposes of preparing your Will and not for any commercial use and if it used for commercial purposes, the permission for usage of our materials shall be terminated without notice.

5. Links to Third Party Sites
From time to time, this Website may have links to other websites to offering promotions, services and news on estate planning. We do not represent or endorse these websites and accept no responsibility for the content or use of any such external website. You shall bear all the risks when you decide to access the third party website(s) using the links.

6. No Warranty
The Website and all materials provided on the website are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Xpress Wills expressly disclaims all warranties of any kind whether express or implied. Xpress Wills makes no warranty that
(a) the Website or materials will meet your requirements;
(b) the Website or the materials will be available on an uninterrupted, timely, secure, or error-free basis;
(c) the results that may be obtained from the use of the Website, or any materials offered through the Website, will be accurate or reliable; or
(d) the Will prepared for you through the Website meets your expectation.

7. Fees and Payment
All payments and fees incorporate any applicable taxes.

8. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia and the courts in Malaysia shall have exclusive jurisdiction to deal with any disputes.

9. Acknowledgement
By using Xpress Wills services or accessing the Website, you acknowledge that you have read these Terms and Conditions and agree to be bound by them.

10. Refund Policy
Xpress Wills will not refund any payments made after you have finalised your will. As such, you are required to ensure that all details enter in our website are correct. This includes your email address to which your will shall be sent.

11. Disclaimer
(a) Xpress Wills is not a law firm and does not represent any law firm or lawyer.
(b) The materials and contents of the Website cannot be construed as giving legal advice.
(c) This Website does not create an adviser-client relationship at any stage of it being used to prepare a Will or for any other purpose.
(d) All the information, details and data provided by you is not subject to review by Xpress Wills and you shall be wholly responsible for the completeness, spelling, grammar, inconsistencies and errors. Any errors, mistakes and inconsistencies shall be corrected by you, for which you shall bear sole responsibility.

Xpress Wills Sdn Bhd's Privacy Policy

In line with the Personal Data Protection Act 2010, Xpress Wills is deeply concerned and wishes to ensure proper privacy is maintained for your benefit. Hence, we would like to inform that we will work within the applicable Laws pertaining to the collection, usage and dealing with your personal data.

Under this policy, please be assured that the data shall only be used for business and services of Xpress Wills and its related parties only. For your information, we have put this policy in place to let you further understand the processes involved.

Xpress Wills will process your personal data as listed below which has been provided by you to Xpress Wills:

• Your name;
• Your National Registration Identification Card number (NRIC) / passport number;
• Your date of birth, address and contact details;
• Your family's and beneficiaries' name, NRIC, date of birth, and contact details;
• Your appointed Executors' name, NRIC, date of birth, and contact details;
• Your elected Guardians' name, NRIC, date of birth, address, contact details;
• Contact details including house phone number, mobile phone number, email address and mailing address.

Your personal data are collected when:

• You register your personal particulars in Xpress Wills Portal;
• You register the details of your beneficiaries and family members in Xpress Wills Portal;
• From third party sources such as payment through Xpress Wills Portal.

Usage of Personal Data
Your personal data are collected for the purpose of:

• Facilitating the drafting and generating your will;
• Issuing payment confirmation;
• Sending to you offers, promotions and news on estate planning;
• Sending to you offers, promotions and news on estate planning from our associates.

Protection and storage of personal data
The security and protection of Personal Data is of upmost importance. We ensure that sufficient encryptions and protections are in place to prevent unauthorised disclosure during drafting and storage in our server.

Although measures are in place to protect your data, there are no guarantees that the protections and securities that are in place will not be breached. By using our service, you understand and accept the risk.

Your rights to the use of your personal data
You have the right to request to stop receiving offers, promotions and news on estate planning from us or from our associate at any time by send an email to service@xpresswills.com .

Your rights to your personal data
You have the right to:

• request for details of personal data stored with Xpress Wills;
• rectify or update your personal data;
• removal of your personal data.

You may do so by sending your request to service@xpresswills.com.

Changes to our policy
We reserve the right to amend the policy in the future and you are advised to refer to this page for any updates and changes.

Should you wish to make any enquiries, you may contact our Personal Data Protection Officer, by sending your email to service@xpresswills.com